An exploratory study focused on the problem-solving strategies known as “jugaad” among middle-aged women balancing various responsibilities. The research involved a survey of 20 women, aged 40 and older, who were born in India and now live in different urban areas globally. The goal was to understand how these women adapt to resource constraints in areas such as work, home, finances, and health. Participants completed a questionnaire that included both quantitative and qualitative questions about their use of creative strategies. The analysis revealed that age, health issues, and financial pressures significantly influenced the adoption of these strategies. Women aged 40 to 50 were particularly likely to use time management and low-cost solutions. Findings indicated that health-focused problem-solving is crucial, with resourcefulness in the workplace and financial decision-making linked to effective home management and childcare strategies. Overall, the study highlights the adaptive behaviors shaped by cultural context and personal experiences among these women.